Auto Insurance Quotes

Remember, you are a statistic. To an insurer, you're not a person, you're a set of risks. An insurer bases its decision to insure you and the premium it will charge you on your "risk factors," including some things that may seem unrelated to driving a car, including your occupation, who you are, and how you live.

You must shop around before buying car insurance. As with anything else you buy, what seems to be the same product can have different prices, depending on the company. Price is important but it’s not everything. It certainly is no bargain if your car insurance company takes forever to service your claim.

Most states require only a minimum of car insurance liability coverage, but you should look for more coverage than that depending on your car.

Car insurance companies provide discounts to reward behavior that reduces risk. However, Americans waste some $300 billion a year because they forget to ask for them!

Remember that when you claim on your car insurance your insurer isn't necessarily your friend. Your idea of fair compensation may not match your insurer's. Your insurer's job is to restore you financially. Your job is to prove your losses so you get what you need.