What happens if you have an accident with your car? You must the basic ins-and-outs of how to make a claim on your car insurance.
The first thing you should do following an accident is check and see if anyone has been injured. If they have, call for an ambulance. Remember that you may need to include a medical report as part of the accident claim. You may need to call the police.
Included in your car insurance certificate will be a contact number that you can call if you happen to be involved in an accident. Ring this number and ask them what the procedures are.
Ask your car insurance company to send you an accident report form. If you have any problems completing this, then call your car insurance agent and clear up any misunderstandings before you submit this form.
Having called your car insurance provider and asked for assistance, it is a good idea to collect some evidence about the accident. This includes taking the names of eye witnesses and taking photographs of the accident.
It is very important that you understand that any costs you incur with respect to your car following an accident are for your own account unless you have agreed these beforehand with your insurance company.
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